Reach out for details!
Executive Condominiums (ECs) are one of Singapore’s most popular property choices, offering the perfect balance between affordability and luxury living. But what if you currently own — or just sold — a private property? Can you still buy an EC?
Let’s go through the rules step by step.
According to HDB regulations, if you have disposed of any private property — whether in Singapore or overseas — you must wait 30 months (2.5 years) before applying to buy a new EC.
This rule applies to:
Private condominiums
Apartments
Landed properties
Commercial or industrial properties (if held under personal name)
So, if you just sold your private home, you’ll need to wait out a 30-month period before you can apply for a new Executive Condominium launch.
Disclaimer:Every situation is unique. Speak with us — we’ve handled many cases and understand which types of overseas property appeals have a higher chance of approval.
Here’s when you become eligible again:
After Selling the Private Property
You must have completely disposed of all private properties.
Ownership transfer must be fully completed.
After 30 Months Waiting Period
You can only apply for a new EC once 30 months have passed from the date of sale completion.
If You Meet All Other EC Eligibility Conditions
At least one applicant is a Singapore Citizen.
Applying under one of the HDB schemes (Public, Fiancé/Fiancée, etc.).
Combined income within the income ceiling.
If you don’t want to wait 30 months, you can consider buying a resale EC that has already met its 5-year Minimum Occupation Period (MOP).
Resale ECs are treated as private property, so:
There’s no need to wait 30 months after selling your private home.
You can buy immediately if financially ready.
CPF and bank loans can still be used.
Case Study: Kelvin sold his private condo in March 2024. He can only apply for a new EC from September 2026 onward (30 months after sale). However, he can buy a resale EC immediately after selling if he finds a suitable one on the open market.
The rule exists to prevent private property owners from rushing to buy new subsidised housing meant for first-time buyers.HDB wants to ensure fairness and give priority to genuine first-time home seekers.
So, can you buy an EC after selling your private property?
Yes, but only after waiting 30 months for new ECs.
You can, however, buy a resale EC anytime without waiting.
If you’ve just sold a private home and want to plan ahead, it’s wise to calculate your EC eligibility date and explore upcoming EC launches now.
👉 Check EC Eligibility Here
👉 Explore Upcoming EC Projects