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Can PR Buy EC in Singapore? (2025 Guide)


Executive Condominiums (ECs) are one of Singapore’s most attractive housing options — combining public housing affordability with private condo living.But many Singapore Permanent Residents (PRs) wonder: Can PRs buy an EC in Singapore?

Let’s break down the rules and eligibility clearly.



❌ PRs Cannot Buy a New EC Alone


If you are a Singapore PR, you cannot buy a new Executive Condominium (EC) alone.According to HDB regulations, at least one applicant must be a Singapore Citizen (SC) to form an eligible family nucleus.

This means:

  • Single PRs are not eligible to buy a new EC.

  • PR-PR couples also cannot apply for a new EC together.

New ECs are part of the HDB-regulated housing framework, so only Singapore Citizen households can apply at launch.



✅ When PRs Can Buy an EC


There are still two main situations where PRs can buy an EC:


1. As a Co-Applicant with a Singapore Citizen


If you’re a PR married to a Singapore Citizen, you can jointly apply to buy a new EC under the Public Scheme. This is the only way PRs can buy a new EC directly from the developer.

You’ll enjoy the same benefits as other eligible families, including:

  • Eligibility for CPF Housing Grants (based on combined income)

  • Ownership under HDB’s EC eligibility rules

👉 Example: Amir (Singapore PR) and his wife Mei Ling (Singapore Citizen) apply for a new EC under the Public Scheme. They meet income and eligibility criteria — so they can buy a new EC. Main applicant must be Singapore Citizen.



2. Buying a Resale EC (After 5 Years MOP)


Once an EC reaches its 5-year Minimum Occupation Period (MOP), it becomes available for Singapore Citizens and PRs to buy in the resale market.

At this stage:

  • PRs can buy the EC as private housing

  • No HDB eligibility checks are required

  • CPF can still be used for the purchase

  • No housing grants are available

After 10 years, the EC is fully privatised and can be sold to foreigners as well.



📊 Summary Table




💰 CPF Housing Grants for PRs


Eligible for EC grants when applying with a Singapore Citizen spouse under the Public Scheme. In that case, the CPF Family Grant may apply based on combined household income.




🏠 Example Scenarios


Scenario 1:

A PR couple (both PRs) wants to buy a new EC.
❌ Not eligible – at least one must be a Singapore Citizen.

Scenario 2:

A PR married to a Singapore Citizen.
✅ Eligible for new EC under the Public Scheme.

Scenario 3:

A single PR aged 35 wants to buy an EC.
✅ Can only buy resale EC after 5 years MOP.



🧭 Final Thoughts

So, can PR buy EC in Singapore?

  • No, if you’re a single PR or PR couple.

  • Yes, if you’re buying with a Singapore Citizen spouse, or buying a resale EC (≥5 years old).


Executive Condominiums remain one of the best value property types in Singapore — especially for mixed PR-SC families planning long-term homeownership.


Check your eligibility here:

👉 EC Eligibility Guide Or explore the latest Upcoming EC Launches.