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Can Singles Buy EC in Singapore? (2025 Guide)


Many Singaporeans dream of owning an Executive Condominium (EC) — a hybrid between public and private housing that offers attractive prices and long-term investment potential. But one common question arises: Can singles buy ECs in Singapore?

Let’s clear the confusion once and for all.


❌ Singles Cannot Buy a New EC Alone


Under HDB and EC eligibility rules, a single person cannot buy a new Executive Condominium alone.New ECs are treated as part of the public housing framework, so buyers must form a family nucleus under one of HDB’s schemes — such as:

  • Public Scheme – Married couple or family with parents and children

  • Fiancé/Fiancée Scheme – Engaged couples intending to marry

  • Orphans Scheme – Siblings who are orphans and buying together

  • Joint Singles – Both who are Singapore citizen and age above 35 buying together

That means a single individual below 35 years old does not qualify to buy a new EC. 


✅ Options for Singles Who Still Want EC-Like Homes


While new ECs are off-limits to singles, there are several alternative routes:


1. Buy a Resale EC (After 5 Years MOP)

After an EC completes its 5-year Minimum Occupation Period (MOP), it enters the open market, where Singapore citizens and PRs can buy — even as singles.

Resale ECs are a great option because:

  • They are more affordable than private condos

  • Still located in prime areas

  • Already fully privatised after 10 years


2. Wait Until Age 35 for an HDB Flat

Singles aged 35 and above can purchase:

  • A new 2-room BTO flat (non-mature estate), or

  • A resale flat on the open market

However, note that ECs remain restricted, regardless of age, unless it’s a resale EC.


3. Co-Buy with a Sibling or Fiancé(e) or Single above age 35

Singles can also apply for a new EC jointly:

  • With a fiancé(e) under the Fiancé/Fiancée Scheme

  • With a sibling, if both are orphansThis still fulfills HDB’s family nucleus requirement.

  • Both Single, Singapore Citizen and age above 35.


💰 What About CPF Housing Grants?


CPF housing grants are available only for eligible EC buyers who meet HDB criteria. Singles do not qualify for the EC grant scheme unless buying under one of the valid family schemes.

If you’re purchasing a resale EC, grants no longer apply, since resale ECs are considered private housing.


🏠 Example Scenario


Case Study: Jasmine, 33, wants to buy a new EC unit near Tampines. Unfortunately, she’s single and doesn’t qualify under any EC scheme. Her best option is to:

  1. Wait until the EC reaches its 5-year MOP, then buy it as a resale EC,
  2. Consider a private condo in the same area.
  3. Buy EC with a partner under fiance - fiancee scheme.



📊 Summary Table





🧭 Final Thoughts


So, can singles buy EC in Singapore? Not single alone, but allow for joint singles, both must be Singapore Citizen and above 35 years old.

If you’re a single looking for affordable condo living, consider resale ECs or explore private condos within your budget.


Curious about EC eligibility and the latest launches ?

👉 Check your EC Elibility here or browse upcoming EC projects.